Life and risk insurance

Life and risk insurance

Safeguard your future with tailored insurance plans. Protect against life’s uncertainties with confidence. We examine your personal situation and develop life, risk and income protection plans that works for you.

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Life can be unpredictable, so safeguarding your financial well-being and that of your loved ones is not just a choice but a necessity. We understand the pivotal role personal insurance plays in preserving your peace of mind.

Our bespoke life and risk insurance solutions are designed to offer a safety net that catches you when life’s unforeseen events threaten to disrupt your life’s plans. From the comfort that life insurance brings to the reliability of income protection, our advisers are committed to providing tailored personal insurance strategies that align with your unique needs. We take a proactive step towards safeguarding you and your loved ones, ensuring that whatever comes your way, your future remains secure.

Ensuring you’re always ready for what’s next

Our life and risk insurance solutions team focuses solely on providing risk advice. With access to every insurer in the market, we are able to offer the most competitive prices and a depth of knowledge and expertise. This translates into personalised, strong protection strategies for you and your family.

With Nexia, you’re not just planning for the unknown – you’re actively securing your assets, income, and legacy against life’s unpredictable events.

Should you need to make a claim, our experienced claims team will manage the entire process on your behalf. In addition, as part of our service offering, our team will undertake complimentary reviews of your policies on a regular basis, so they continue to reflect your needs.

Helping you to make informed decisions

When recommending insurance, we take into account your financial position, lifestyle requirements, tax minimisation, and cash flow implications. It’s also important to regularly review your cover to ensure it still suits your needs and is competitively priced.

Below are some of the insurance solutions we can offer advice on:

Protection for your family

  • TDP Insurance: Pays a lump sum amount if you become permanently disabled
  • Income protection insurance: Pays up to 70% of your pre-tax income for a set period of time if you’re unable to work
  • Life insurance: Pays a lump sum to your family if you pass away or become terminally ill
  • Trauma insurance: Pays a lump sum amount if you suffer a critical illness or serious injury – our most claimed on product

Protection for your business

  • Key person insurance: Pays a lump sum to the business if a key person in the business passes away or becomes seriously ill
  • Buy and sell insurance: Pays a lump sum if a business owner is forced to exit due to death or total permanent disability
  • Business expenses insurance: Reimburses you for certain business expenses incurred while you are injured

To arrange a complimentary review of your insurance needs contact your local Nexia Adviser today.

Financial service license details

Financial Services are provided by individual associated entities of separate independent Chartered Accounting firms part of the Nexia Australia Pty Ltd umbrella group. For more details, see our legal page here.

Some entities are individually licensed and others are corporate authorised representatives.

  • Nexia Sydney Financial Solutions Pty Ltd (ABN 88 077 764 222) have their own Australian Financial Securities Licence (No. 247300). See here for details.
  • Nexia Perth Financial Solutions Pty Ltd (ABN 54 164 264 331) have their own Australian Financial Securities Licence (No. 482926) See here for details.
  • Nexia Melbourne Wealth Strategies Pty Ltd (ABN 26 159 538 762) Authorised Representative No. 432939 (Nexia Melbourne Wealth Strategies). See here for details.
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